Literasi Keuangan Dosen-Dosen Perguruan Tinggi di Palembang: Faktor Gender dan Usia

Fransiska Soejono(1*), Anastasia Sri Mendari(2)

(1) Universitas Katolik Musi Charitas
(2) Universitas Katolik Musi Charitas
(*) Corresponding Author

Abstract

This study aims to measure the level of financial literacy of lecturers in Palembang. The method of analysis in this research is descriptive analysis. The number of respondents in this study were 153 respondents. Data collection techniques used survey techniques with questionnaires. Financial literacy index is determined through four stages: (1) Grouping of financial literacy variables in 2 groups, namely basic financial literacy and advanced financial literacy, (2) giving score 1 for correct answer and 0 for other answer that is unknow, wrong answer and refused to answer, (3) Calculate the weight of each variable by using simple weight, (4) Calculate index of financial literacy. The results showed that on average the basic financial literacy of lecturers in Palembang was included in the moderate category, while the average advanced financial literacy was in the low category. The level of financial literacy or Financial Literacy Index as a whole including the low category. Distribution of basic financial literacy based on gender and age average dominant in high category reverse dominant advanced financial literacy distribution in low category.

Keywords

Literacy Index, basic financial literacy, advanced financial literacy

Full Text:

PDF

References

ANZ. 2015. Survey of Adult financial literacy in Australia. Full report of the results from the 2014 ANZ survey.

Aribawa, Dwitya. 2016. Pengaruh Literasi Keuangan Terhadap Kinerja Dan Keberlangsungan UMKM Di Jawa Tengah,Siasat Bisnis, Vol. 20 (1),hal. 1-13

Atkitson, A, McKay, S, Kempson, E & Collard, S. 2006. Levels of Financial Capability in the UK, Result of a baseline Survey: Financial Service Authority

Beal, D.J & Delpachtra, S.B. 2003. Financial Literacy Among Australian Universty Students.Economic Papers, 22, pp. 65-78.

Byrne, A. 2007. Employee Saving and Investment Decisions in Defined Contribution Pension Plans: Survey Evidence From the U.K.Financial Services Review, Vol 16.

Chen, H., & Volpe, R.P. 1998. An Analysis of Personal Financial Literacy Among College Student. Financial Services Review, Vol. 7(2), pp. 107-128.

Chen, H., & Volpe, R.P. 2002. Gender Differences in Personal Financial Literacy Among College Students. Financial Services Review, 11 (3): 289–307.

Definit, OJK,dan USAID. 2013. Developing Indonesian Financial Literacy Index. Jakarta. USAID.

Hira, Tahira, and Cazilia Loibl. 2005. Understanding the Impact of Employer-Provided Financial Education on Workplace Satisfaction. Journal of Consumer Affairs, 39 (Summer): 173–194.

Hung, Angela. A, Andrew M. Parker, Joanne K.Yoong. 2009. Defining and Measuring Financial Literacy SSRN Electronic Journal.

https://www.researchgate.net/publication/46464346_Defining_and_Measuring_Financial_Literacy

Huston, Sandra J. 2010. Measuring Financial Literacy. The Journal of Consumer Affairs, Vol 44 (2)

Ibrahim, D., Rabitah Harun & Zuraidah Mohamed Isa. 2009. A Study on Financial Literacy of Malaysian Degree Students. Cross-cultural Communication ISSN 1712-8358, Vol. 5, No. 4, 2009 : 51-59

Ika Aprillia. 2017. Memahami Consumer Behaviour Sebagai Kunci Menuju Literasi Keuangan Kompas.com

http://ekonomi.kompas.com/read/2017/05/04/095403726/ memahami.consumer.behaviour.sebagai.kunci.menuju.literasi.keuangan diunduh 1 Agustus 2017

Indrawati,Yulia. 2015. Determinan Dan Strategi Peningfkatan Literasi Keuangan Masyarakat Perkotaan DI Kabupaten Jember. Ringkasan Eksekutif Penelitian Dosen Pemula, Lembaga Penelitian Universitas Jember.

http://repository.unej.ac.id/handle/123456789/63430. Diunduh 1 Agustus 2017

Keown, L.A. 2011. The financial knowledge of Canadians. Canadian SocialTrends, 11(008), pp. 30-39.

Krishna, A., Rofaida, R., & Sari, M. 2010. Analisis tingkat literasi keuangan di kalangan mahasiswa dan faktor-faktor yang mempengaruhinya. Proceedings of the 4thInternational Conference on Teacher Education; Join Conference UPI & UPSI Bandung, Indonesia

Lusardi, A., and O. Mitchell, 2014. The Economic Importance of Financial Literacy : Theory and Evidence. Journal of Economic Literature,Vol. 52(1), pp. 5-44

Margaretha, Farah& Reza Arief Prambudhi. 2015. Tingkat Literasi Keuangan Pada Mahasiswa S-1 Fakultas Ekonomi.JMK,Vol 17 (1), hal 76-85

Mendari, Anastasia Sri& Kewal, Suramaya Suci. 2013. Tingkat Literasi Keuangan Di Kalangan Mahasiswa STIE Musi,Jurnal Economia, Vol. 9 (2), Oktober 2013

Nababan, D.,& Sadalia, I. 2013. Analisis personal financial literacy dan financial behavior mahasiswa strata I fakultas ekonomi Universitas Sumatera Utara., dari https://jurnal.usu.ac.id/index.php/jmim/article/view/651.Diunduh 1 Agustus 2017

Nidar, S. R.,& Bestari, S. 2012. Personal literacy among university students(case study at Padjajaran University students, Bandung, Indo-nesia. World Journal of Social Sciences, Vol. 2(4), pp.162–171.

Otoritas Jasa keuangan. 2013. Strategi Nasional Literasi Keuangan Indonesia, Jakarta. www.ojk.go.id

Otoritas Jasa Keuangan. 2016. Survei Literasi Keuangan dan Inklusi, Jakarta.www.ojk.go.id

OECD INFE, 2012. Financial Literacy Assessment Framework. http://www.oecd.org/pisa/pisaproducts/ 46962580.pdf diunduh 31 Juli 2017

Riadi, Edi. 2016. Statistika Penelitian (Analisis Manual dan IBM SPSS). Penerbit Andi Offset. Yogyakarta.

Rita,Maria, Rio & Benny Santoso. 2015. Literasi Keuangan Dan Perencanaan Keuangan Pada Dana Pendidikan Anak. Jurnal Ekonomi, Vol.20 (2),hal. 212-227.

Sekaran, Uma. 2009. Research Methods For Business.

Metodologi Penelitian untuk Bisnis. Penerbit Salemba Empat. Jakarta.

Sugiarto Agus. 2013. Literasi Keuangan Untuk Memakmurkan Rakyat. Majalah Edukasi Konsumen, Agustus 2013.

https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/ DetailMateri/5 diunduh 31 Juli 2017

Taft, M. K., Hosein, Z. Z., & Mehrizi, S. M.T. 2013. The relation between financial literacy, financial wellbeing and financial concerns. International Journal of Business and Management, Vol. 8(11), pp. 63–75

Van Rooij, M., Lusardi, A., & Alesssie, R. 2007. Financial Literacy and Stock Market Participation. MRRC Working Paper 2007-162.

Volpe, Ronald P., Joseph E. Kotel, and Haiyang Chen. 2002. A Survey of Investment Literacy among Online Investors. Financial Counseling and Planning, 13 (1): 1–13.

Yunastuti, Rina Milyati, Vitratin, dan Novita Sari. 2015. The Influence of Sevice Quality On Students Satisfaction At Private Universities In Bandar Lampung. Proceeding International Conference On Information Technology And Business. ISSN 2460-7223.https://www.google.co.id/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&uact=8&ved=0ahUKEwis4b6q1rPWAhUgTo8KHYE7BXgQFggmMAA&url=https%3A%2F%2Fjurnal.darmajaya.ac.id%2Findex.php%2Ficitb%2Farticle%2Fdownload%2F449%2F285&usg=AFQjCNGZ7xaeWUK-ID2lqtbbjbrAGs5K-w

DOI: 10.23917/benefit.v3i1.6181

Article Metrics

Abstract view(s): 1008 time(s)
PDF: 1132 time(s)

Refbacks

  • There are currently no refbacks.