KOMPARASI EFISIENSI PERBANKAN SYARIAH DAN PERBANKAN KONVENSIONAL DI INDONESIA

Imron Rosyadi

DOI: https://doi.org/10.23917/reaksi.v2i1.3683

Abstract

The purpose of this study was to: (i) acknowledge and examine the differences between the financial performance of Islamic banking with conventional banking, (ii) to analyze and explain the differences in efficiency levels between Islamic banking and conventional banking (iii) analyze and compare the efficiency of Islamic banking with banks conventional. The population used in this study is a commercial bank in Indonesia with 124 banking institutions with the details of five state banks and 119 private banks. sample of banking institutions in this study are 5 government-owned banking institution (s) and 12 institutions of Islamic banks. The method of analysis used in quantitative research is descriptive (analytic). Measurement and test efficiency and efficiency ratio of the difference of Islamic banking from conventional banking to use Supplier Data Analysis (DEA) and two different test mean (t-test). The results showed during the observation period 2012-2016, economic activities (banking) of Islamic banks are relatively more efficient than conventional banks

 

Keywords: comparative, efficiency, financial performance

Full Text:

PDF

References

Antonio, M.S. (2001), “Bank Syariah: Dari Teori Ke Praktek”. Gema Insani Press dan Tazkia Cendekia. Jakarta.

Budisantoso, T. dan Triandaru, S. (2006), “Bank dan Lembaga Keuangan Lain”, Salemba Empat. Jakarta

Direktorat Perbankan Syariah BI (2008), “Statistik Perbankan Syariah”. http/www.bi.co.id/

Hartono, J. (2004), “Metodologi Penelitian Bisnis: Salah Kaprah dan Pengalaman-Pengalaman”. BPFE-UGM. Jogjakarta

Ismal, R. (2008), “Syariah Untuk Kelebihan Likuiditas”, Opini Republika. PT Republika Mandiri. Jakarta

Karim, A.A. (2008), “Bank Islam: Analisis Fiqih dan Keuangan”, Edisi Ketiga. PT Rajagrafindo Persada. Jakarta

Karim, A.A. (2008), “Momentum Emas Perbankan Syariah”, Opini Republika. PT Republika Mandiri. Jakarta

Lewis, M.K. dan AlGaoud, L.M. (2007), “Perbankan Syariah: Prinsip, Praktik dan Prospek”. PT Serambi Ilmu Semesta. Jakarta

Makmun (2008), “Tantangan Perbankan Syariah”, Opini Republika. PT Republika Mandiri. Jakarta

Muhamad (2008), “Keuangan Islami”. Edisi Pertama. EKONISIA FE-UII. Yogyakarta

Sekaran, U. (2006), “Metodologi Untuk Bisnis”. Terjemahan. Salemba Empat. Jakarta.

Article Level Metrics

Refbacks

  • There are currently no refbacks.