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Keywords Data Envelopment Analysis Dispute settlement, bad financing, collateral security, murabaha contract, Islamic finance Fatwa DSN-MUI GDP Gross Regional Domestic Products Islamic Insurance Islamic banking, Religiosity, Customer behaviour and Shariah Compliance. NPF Poverty ROA Regional Minimum Wages The Courts. Tort Two-Stage ECM Eagle Granger ZIS (Zakah, Infaq, Sadaqah) analysis claims expense efficiency operational cost premium profitability

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Keywords Data Envelopment Analysis Dispute settlement, bad financing, collateral security, murabaha contract, Islamic finance Fatwa DSN-MUI GDP Gross Regional Domestic Products Islamic Insurance Islamic banking, Religiosity, Customer behaviour and Shariah Compliance. NPF Poverty ROA Regional Minimum Wages The Courts. Tort Two-Stage ECM Eagle Granger ZIS (Zakah, Infaq, Sadaqah) analysis claims expense efficiency operational cost premium profitability

Journal of Islamic Economic Laws; Print ISSN: 2655-9609 | Online ISSN (e-ISSN): 2655-9617

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