Sharia Financial Literacy: Research Trends and Directions for Future Inquiry

Muhamad Subhi Apriantoro(1*), Jalesta Herviana(2), Yayuli Yayuli(3), Suratno Suratno(4)

(1) Universitas Muhammadiyah Surakarta
(2) Universitas Muhammadiyah Surakarta
(3) Universitas Muhammadiyah Surakarta
(4) University of Islamic Call
(*) Corresponding Author


Sharia financial literacy refers to understanding the advantages and disadvantages of financial products and services, which can benefit the financial sector and society. However, research on this topic has needed to be faster to develop, with the Islamic financial literacy index lagging far behind the conventional financial inclusion index. Therefore, it is essential to conduct research that can inform future studies. This study aims to explore the direction of research on Islamic financial literacy by analyzing publications related to Islamic finance using bibliometric methods, VOSviewers, and R-studio applications. This analysis identifies core journals in international publications, researcher productivity, institutional collaboration, and keyword/author development. This finding indicates that Widyastuti, U. has the most publications, while Universiti Teknologi MARA and Universiti Malaya are the most productive universities. Indonesia and Malaysia are the nations with the most published works.


Islamic financial literacy; financial products; financial services; financial sector; society; economic inclusion index

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