Analysis Of Islamic Bank Influence On Agricultural Financing Sector Period 2014-2016

Tari Lestari(1*)

(1) Universitas Muhammadiyah Surakarta
(*) Corresponding Author

Abstract

One main problem that Indonesia’s agricultural sector faces is limited financial acces. This research tries to analyze  Islamic Banking influence on agricultural financing sector in Indonesia. It utilizes monthly data of Islamic banking statistic from January 2014 until December 2016. This study conducts OLS (Ordinary Least Squares) as its analytical method to intrepret the data analysis. The finding of this paper shows that the incentive of Islamic Bank Indonesia Certificate (SBIS), third party fund, inflation, Non Performing Financing influence agricultural financing significantly. But, interest rate is not affecting agricultural financing. This research suggests the increase in agricultural financing proportion for agriculture should be in accordance with increase in total deposit value. This finding recommends improvement of the human resources competency in agriculture sector as well as strengthening instruments of Islamic financing policy.

Keywords

Islamic Bank; Agriculture; Financing; Agricultrural Sector

Full Text:

PDF

References

Ashari, S., 2005. Prospek Pembiayaan Syariah Untuk Sektor Pertanian. Forum Penelitian Agro EKonomi, 23(2), p.132.

Beik, I.S., 2013. Analisis Faktor-Faktor Yang Mempengaruhi Pembiayaan Syariah Untuk Sektor Pertanian di Indonesia. Agro Ekonomi, 2.

Dahlan, I.A.R., 2015. Pengaruh Tingkat Bonus SBIS dan Tingkat Inflasi Terhadap Penyaluran Pembiayaan Bank Syariah di Indonesia. Equlibrium, 3(1), p.65.

Dajan, A., 1996. Pengantar Statisitk Jilid II, Jakarta: PT. Pustaka LP3ES.

Dendawijaya, L., 2003. Manajemen Perbankan ed. 2., Jakarta: Salemba Empat.

Ghozali, I., 2006. Aplikasi Analisis Multivariate Dengan Progam SPSS, Semarang: Universitas Diponegoro.

Herman, D., 2006. Pasar Finansial dan Lembaga-lembaga Finansial, Jakarta: Bumi Aksara.

Karim, A., 2010. Analisis Fiqh dan Keuangan, Jakarta: Raja Grafindo Persada.

Karim, A., 2004. Bank Islam : Analisis Fiqh dan Keuangan, Jakarta: Raja Grafindo Persada.

Kasmir, 2001. Bank dan Lembaga Keuangan Lainnya, Jakarta: Raja Grafindo Persada.

Kasmir, 2010. Dasar-Dasar Manajemen Perbankan, Jakarta: Rajawali Pers.

Khalwaty, 2000. Inflasi dan Solusinya, Jakarta: Gramedia Pustaka Utama.

Muhammad, 2005. Manajemen Pembiayaan Bank Syariah, Yogyakarta: UPP AMO YKPN.

Nasution, Z., 2006. Model Pembiayaan Syariah Untuk Sektor Pertanian. Jurnal Ekonomi dan Perbankan Syariah, 3(2), pp.7–9.

Otoritas Jasa Keuangan, 2010. Statistik Perbankan Syariah,

Prayitno, H., 1985. Pembangunan Ekonomi Pedesaan, Yogyakarta: Liberty.

Purwaningsih, 2017. Ekonomi Pertanian, Surakarta: UNS Press.

Rivai, V., 2007. Bank and Financial Institution Management Conventional and Syaria System, Jakarta: Raja Grafindo Persada.

Sinungan, M., 1993. Manajemen Dana Bank, Jakarta: Bumi Aksara.

Sugiyono, 2004. Statistika Untuk Penelitian, Bandung: Alfabeta.

Suhardjono, M.K., 2002. Manajemen Perbankan, Yogyakarta: BPFE-YOGYAKARTA.

Suharyadi & Purwanto, 2009. Statistika Untuk Ekonomi Dan Keuangan Modern, Jakarta: Salemba Empat.

Utomo, P., 2012. Buku Praktek Komputer Statistik II Eviews., Surakarta: Universitas Muhammadiyah Surakarta.

DOI: 10.23917/jisel.v2i1.7706

Article Metrics

Abstract view(s): 784 time(s)
PDF: 674 time(s)

Refbacks

  • There are currently no refbacks.